SPIRITWALKER™

wearespiritwalker.com

LEGAL NOTICE, DISCLAIMER & INDEMNIFICATION AGREEMENT

Effective Date: March 19, 2026 | Last Updated: March 19, 2026

I. PREAMBLE & SCOPE

This Legal Notice, Disclaimer & Indemnification Agreement (hereinafter “Notice”) governs your access to and use of all services, content, materials, products, experiences, and intellectual property offered by SPIRITWALKER™ (hereinafter “Spiritwalker,” “we,” “us,” or “our”), operating through the website https://wearespiritwalker.com/ and all associated platforms, social media channels, digital properties, and in-person events. By accessing this website, purchasing any service, attending any event, or engaging with Spiritwalker in any capacity, you (hereinafter “Client,” “you,” or “your”) acknowledge that you have read, understood, and agree to be bound by the terms set forth in this Notice in their entirety.

This Notice shall be construed as a legally binding agreement between you and Spiritwalker. If you do not agree to all terms contained herein, you must immediately discontinue use of this website and all associated services.

II. ENTERTAINMENT & INFORMATIONAL PURPOSES DISCLAIMER

ALL SERVICES PROVIDED BY SPIRITWALKER™, INCLUDING BUT NOT LIMITED TO PSYCHIC READINGS, INTUITIVE DEVELOPMENT SESSIONS, PRIVATE CONSULTATIONS, SHAMANIC GUIDANCE, ENERGY WORK, SPIRITUAL COACHING, CURATED TRAVEL EXPERIENCES, WORKSHOPS, COURSES, DIGITAL CONTENT, AND ANY OTHER OFFERINGS, ARE PROVIDED STRICTLY FOR ENTERTAINMENT AND PERSONAL ENRICHMENT PURPOSES ONLY.

Spiritwalker’s services are intended to provide personal insight, spiritual exploration, and entertainment value. No service offered by Spiritwalker constitutes, replaces, or should be interpreted as professional medical advice, psychological counseling, psychiatric treatment, legal counsel, financial planning, investment advice, tax guidance, or any other form of licensed professional service. You expressly acknowledge and agree that:

(a) All readings, sessions, guidance, and communications from Spiritwalker are subjective, interpretive in nature, and based on spiritual impressions that cannot be independently verified or guaranteed for accuracy;

(b) No outcome, result, transformation, healing, manifestation, or change of circumstance is promised, implied, or guaranteed by Spiritwalker, its practitioners, agents, or affiliates;

(c) You shall not rely upon any information, communication, or guidance received through Spiritwalker’s services as a substitute for consultation with a duly licensed physician, mental health professional, attorney, certified financial planner, or other qualified professional;

(d) Any decisions you make as a result of engaging with Spiritwalker’s services are made entirely at your own risk and discretion, and Spiritwalker bears no responsibility for the consequences of such decisions.

III. NO GUARANTEES OF RESULTS OR OUTCOMES

Spiritwalker makes no representations, warranties, or guarantees—express, implied, or statutory—regarding the accuracy, completeness, reliability, or efficacy of any reading, session, program, course, methodology, modality, or service. Specifically, Spiritwalker does not guarantee: contact with specific deceased individuals or spiritual entities; accuracy of any intuitive, psychic, or channeled information; specific life outcomes, changes, or transformations; the resolution of personal, professional, relational, health, or financial challenges; or any particular emotional, spiritual, or physical experience during or after any session or event.

Client testimonials and reviews displayed on the Spiritwalker website or social media represent individual experiences and shall not be construed as guarantees of similar results. Individual experiences vary. Past performance is not indicative of future results.

IV. MEDICAL, LEGAL & FINANCIAL DISCLAIMER

Spiritwalker does not diagnose, treat, cure, or prevent any disease, illness, or medical condition. Spiritwalker does not provide legal advice, represent clients in legal matters, or offer opinions on legal strategy. Spiritwalker does not provide financial advice, investment recommendations, or tax planning services. If you are experiencing a medical emergency, please call 911 or your local emergency services. If you are experiencing a mental health crisis, please contact the 988 Suicide & Crisis Lifeline (call or text 988) or your local crisis intervention service. Spiritwalker strongly encourages all clients to maintain relationships with qualified, licensed professionals for all medical, psychological, legal, and financial matters.

V. ASSUMPTION OF RISK & CLIENT RESPONSIBILITY

By engaging with any Spiritwalker service, you voluntarily assume all risks associated with your participation. You acknowledge that spiritual work, intuitive sessions, energy practices, and related modalities may evoke strong emotional responses, including but not limited to grief, joy, anxiety, confusion, or a sense of disorientation. You are solely responsible for your own emotional, psychological, and physical well-being before, during, and after any engagement with Spiritwalker. You agree that you are participating of your own free will and that you may discontinue any session or experience at any time for any reason.

You further represent and warrant that: (a) you are at least eighteen (18) years of age or have obtained verifiable parental or legal guardian consent; (b) you are of sound mind and capable of making your own decisions regarding your participation; (c) you are not relying on Spiritwalker’s services as a replacement for professional care; and (d) you accept full personal responsibility for any actions taken as a result of insights received during any Spiritwalker service.

V. ASSUMPTION OF RISK & CLIENT RESPONSIBILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS SPIRITWALKER™, ITS OWNER(S), OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE “INDEMNIFIED PARTIES”) FROM AND AGAINST ANY AND ALL CLAIMS, DEMANDS, ACTIONS, CAUSES OF ACTION, SUITS, PROCEEDINGS, LOSSES, DAMAGES, LIABILITIES, JUDGMENTS, SETTLEMENTS, PENALTIES, FINES, COSTS, AND EXPENSES (INCLUDING REASONABLE ATTORNEYS’ FEES AND COURT COSTS) ARISING OUT OF OR RELATING TO:

(a) Your use of or engagement with any Spiritwalker service, content, or experience; (b) Your reliance on any information, guidance, or communication received through Spiritwalker; (c) Any breach or alleged breach of this Notice by you; (d) Any violation of applicable law, regulation, or third-party right by you; (e) Any claim by a third party arising from your conduct in connection with Spiritwalker’s services; (f) Any misrepresentation

made by you regarding your fitness, eligibility, or capacity to participate in any service; (g) Any dissatisfaction with the subjective quality, content, or outcome of any service received.

This indemnification obligation shall survive the termination of any client relationship and shall remain in full force and effect indefinitely.

VII. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SPIRITWALKER OR ANY OF THE INDEMNIFIED PARTIES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, LOSS OF DATA, LOSS OF GOODWILL, PERSONAL INJURY, EMOTIONAL DISTRESS, OR ANY OTHER INTANGIBLE LOSSES, ARISING FROM OR IN CONNECTION WITH YOUR USE OF SPIRITWALKER’S SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES WERE FORESEEABLE AND WHETHER OR NOT SPIRITWALKER WAS ADVISED OF THE POSSIBILITY THEREOF.

In any event, Spiritwalker’s total aggregate liability to you for all claims arising out of or relating to any service shall not exceed the amount actually paid by you to Spiritwalker for the specific service giving rise to the claim during the twelve (12) months immediately preceding the event giving rise to such liability. This limitation applies to all causes of action in the aggregate, including but not limited to breach of contract, breach of warranty, negligence, strict liability, and other torts.

VIII. INTELLECTUAL PROPERTY & TRADEMARK PROTECTION

All content, materials, methodologies, modalities, techniques, practices, curricula, written works, video content, audio recordings, images, graphics, logos, brand elements, trade dress, course materials, proprietary frameworks, and any other intellectual property displayed on, distributed through, or associated with the website https://wearespiritwalker.com/ and all affiliated platforms (collectively, “Spiritwalker IP”) are the sole and exclusive property of Spiritwalker™.

SPIRITWALKER™ is a trademark protected by the United States Patent and Trademark Office (USPTO), Serial Number 88234370. All rights in and to the SPIRITWALKER™ mark, including all associated goodwill, are expressly reserved. Unauthorized use, reproduction, imitation, or dilution of the SPIRITWALKER™ mark is strictly prohibited and will be pursued to the fullest extent of the law.

No portion of the Spiritwalker IP may be reproduced, distributed, transmitted, displayed, performed, modified, adapted, sold, licensed, or otherwise exploited for any purpose without the prior written consent of Spiritwalker. This includes, without limitation: recording, transcribing, screenshotting, or otherwise capturing session content for redistribution; repackaging, teaching, or commercially utilizing Spiritwalker methodologies or frameworks; creating derivative works based on Spiritwalker content; and using any Spiritwalker content for artificial intelligence training, machine learning datasets, or automated data extraction. Violations of this provision may result in civil and criminal liability, including statutory damages under the U.S. Copyright Act (17 U.S.C. § 504) and the Lanham Act (15 U.S.C. § 1051 et seq.).

IX. CURATED TRAVEL EXPERIENCES — COMPLIANCE & LIABILITY

Spiritwalker offers curated international and domestic travel experiences (“Study Abroad” and related programs). In connection with all such travel offerings, Spiritwalker affirms its commitment to full compliance with all applicable laws, rules, and regulations at the local, state, national, and international levels, including but not limited to:

(a) All applicable consumer protection laws and travel industry regulations in jurisdictions where services are offered or performed; (b) U.S. Department of State travel advisories and restrictions; (c) All applicable visa, immigration, and customs regulations of destination countries; (d) International health and safety standards, including requirements established by the World Health Organization (WHO) and local public health authorities; (e) All applicable anti-discrimination laws, including Title II of the Civil Rights Act of 1964 and international equivalents; (f) The Foreign Corrupt Practices Act (FCPA) and all applicable anti-bribery and anti-corruption statutes; (g) All applicable data protection and privacy laws, including the General Data Protection Regulation (GDPR) for European participants and the California Consumer Privacy Act (CCPA) where applicable.

Notwithstanding the foregoing, participants in curated travel experiences acknowledge and agree that international travel involves inherent risks beyond Spiritwalker’s control, including but not limited to political instability, natural disasters, acts of terrorism, communicable diseases, transportation disruptions, and criminal activity. Participants assume all such risks and agree to obtain appropriate travel insurance prior to departure. Spiritwalker shall not be held liable for any loss, injury, damage, or expense arising from circumstances beyond its reasonable control, including but not limited to force majeure events.

X. WEBSITE USE & DIGITAL COMMUNICATIONS

The content provided on https://wearespiritwalker.com/ and all associated digital platforms is for general informational and entertainment purposes only. Spiritwalker makes no warranties regarding the accuracy, completeness, or timeliness of website content. Spiritwalker reserves the right to modify, update, or remove any website content at any time without prior notice. Links to third-party websites are provided for convenience only and do not constitute endorsement. Spiritwalker is not responsible for the content, privacy practices, or security of third-party sites.

XI. PRIVACY, CONFIDENTIALITY & DATA PROTECTION

Spiritwalker is committed to protecting client privacy and handling personal information in accordance with applicable data protection laws. Session content is treated as confidential. However, Spiritwalker may disclose information as required by law, court order, or governmental regulation. Spiritwalker may collect anonymized, de-identified feedback for quality improvement purposes. By engaging with Spiritwalker’s services, you consent to the collection and processing of personal data as described in Spiritwalker’s Privacy Policy.

XII. CANCELLATION, REFUND & DISPUTE POLICY

All service fees are due at the time of booking. Cancellations must be submitted in writing at least forty-eight (48) hours prior to any scheduled session or event. No refunds will be issued for completed sessions, delivered digital readings, or services already rendered. No-shows are non-refundable. If a client is dissatisfied with any aspect of a session, the client may submit a written inquiry within twenty-four (24) hours for review; however, due to the subjective nature of the services provided, refunds are not guaranteed and shall be issued at Spiritwalker’s sole discretion. Chargebacks initiated without first pursuing the dispute resolution process set forth herein may result in collection action and suspension of future services.

XIII. DISPUTE RESOLUTION & GOVERNING LAW

Any dispute, claim, or controversy arising out of or relating to this Notice or any Spiritwalker service shall first be submitted to good-faith mediation before a mutually agreed-upon mediator. If mediation is unsuccessful, any unresolved dispute shall be resolved by binding arbitration in accordance with the rules of the American Arbitration Association (AAA). The arbitration shall take place in the jurisdiction where Spiritwalker maintains its principal place of business. The arbitrator’s decision shall be final and binding. Each party shall bear its own costs and attorneys’ fees unless the arbitrator determines otherwise.

This Notice shall be governed by and construed in accordance with the laws of the State in which Spiritwalker is domiciled, without regard to its conflict of laws principles. You agree to submit to the exclusive jurisdiction of the courts located therein for any action not subject to arbitration.

CLASS ACTION WAIVER: To the fullest extent permitted by law, you agree that any proceedings to resolve disputes will be conducted solely on an individual basis. You waive any right to participate in any class action, collective action, or representative proceeding against Spiritwalker.

XIV. FORCE MAJEURE

Spiritwalker shall not be liable for any failure to perform or delay in performance of its obligations under this Notice caused by events beyond its reasonable control, including but not limited to acts of God, natural disasters, pandemics, epidemics, government orders, war, terrorism, civil unrest, labor disputes, power failures, internet or telecommunications outages, platform failures, or any other circumstances beyond Spiritwalker’s reasonable control.

XV. RIGHT TO REFUSE OR TERMINATE SERVICE

Spiritwalker reserves the right to refuse, cancel, or terminate any service at any time, for any reason, in its sole discretion, including but not limited to situations involving abusive or threatening behavior, suspected fraud, breach of this Notice, or any circumstance where Spiritwalker reasonably believes that continued service would be inappropriate or unsafe. In the event of termination by Spiritwalker for reasons other than client misconduct, a pro-rated refund may be issued at Spiritwalker’s discretion.

XVI. SEVERABILITY, INTEGRATION & MODIFICATION

If any provision of this Notice is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. This Notice constitutes the entire agreement between you and Spiritwalker with respect to the subject matter hereof and supersedes all prior and contemporaneous agreements, representations, and understandings. Spiritwalker reserves the right to update or modify this Notice at any time. Changes become effective upon posting to the website. Your continued use of Spiritwalker’s services after any modification constitutes acceptance of the revised terms.

XVII. ACKNOWLEDGMENT & ACCEPTANCE

BY ACCESSING THE WEBSITE HTTPS://WEARESPIRITWALKER.COM/, PURCHASING ANY SERVICE, ATTENDING ANY EVENT, OR OTHERWISE ENGAGING WITH SPIRITWALKER™ IN ANY CAPACITY, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS LEGAL NOTICE IN ITS ENTIRETY, THAT YOU UNDERSTAND ALL TERMS AND CONDITIONS CONTAINED HEREIN, AND THAT YOU VOLUNTARILY AND KNOWINGLY AGREE TO BE BOUND BY THIS NOTICE. YOU FURTHER ACKNOWLEDGE THAT ALL SERVICES ARE PROVIDED FOR ENTERTAINMENT AND PERSONAL ENRICHMENT PURPOSES ONLY AND THAT YOU ASSUME ALL RISKS ASSOCIATED WITH YOUR PARTICIPATION.